The money you need for college with an undergraduate
private student loan that fits your life.

The College Ave Student Loans product for undergraduates can help cover tuition and other education costs for students in associates and bachelors’ degree programs.

Our loans are designed to give you great rates plus the most repayment options so you can create a loan that fits your monthly budget while paying as little interest as possible. It’s all about creating the perfect plan for you.

APPLY QUICKLY AND EASILY
Apply for a loan in 3 minutes on laptop or mobile to get an instant credit decision
GET THE MONEY YOU NEED
Loans for undergraduate students start at $2,000 and can cover up to 100% of your school-certified cost
REPAY THE WAY THAT WORKS FOR YOU
Decide whether to make loan payments during school – and if so, how much - and how long you take to pay back
MANAGE YOUR LOAN YOUR WAY
See your balance, pay your bill, and more with 24/7 online self-service, or feel free to give us a call
FIXED RATES
5.31% - 12.07% APR
VARIABLE RATES
3.54% - 10.81% APR
REPAYMENT OPTIONS
More Options. Better Fit.

The sooner you start making payments on your undergraduate loan, and the more you pay per month, the more you’ll save in the long run. But maybe that doesn’t work for you. We don’t believe in “one size fits all”. Check out our flexible student loan repayment options to see what’s best for you.

Unlike most private student loan lenders who set the loan term for you, we let you decide how quickly you pay back your loan – just remember, the sooner you repay it, the more money you save.

FULL PRINCIPAL & INTEREST PAYMENT
INTEREST ONLY PAYMENT
FLAT PAYMENT
DEFERRED PAYMENT
HIGHEST IN-SCHOOL PAYMENT LOWEST OVERALL COST
Start repaying your principal and interest right away to save the most.
MODERATE IN-SCHOOL PAYMENT
Pay the interest charges each month as you go during school.
LOWEST IN-SCHOOL PAYMENT
Make $25 payments each month3 during school to reduce your accrued interest.
NO IN-SCHOOL PAYMENT HIGHEST OVERALL COST
No in-school payments required, but you’ll pay more in interest over the life of your loan.
FLEXIBLE TERMS
You pick how many years you take to pay back your undergraduate loan
based on what works for your life and your budget.
Save More Overall
Save on total interest but make bigger monthly payments
8
10
12
15
Pay Less Monthly
Make smaller monthly payments but pay more in interest overall
NOT ALL LOANS ARE CREATED EQUAL, SO CREATE YOUR OWN.
Not sure what the right combination is for your undergraduate loan? No problem - our student loan calculator can help.